\n", + " | year | \n", + "loan_limit | \n", + "Gender | \n", + "approv_in_adv | \n", + "loan_type | \n", + "loan_purpose | \n", + "Credit_Worthiness | \n", + "open_credit | \n", + "business_or_commercial | \n", + "loan_amount | \n", + "... | \n", + "credit_type | \n", + "Credit_Score | \n", + "co-applicant_credit_type | \n", + "age | \n", + "submission_of_application | \n", + "LTV | \n", + "Region | \n", + "Security_Type | \n", + "Status | \n", + "dtir1 | \n", + "
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID | \n", + "\n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " | \n", + " |
24890 | \n", + "2019 | \n", + "cf | \n", + "Sex Not Available | \n", + "nopre | \n", + "type1 | \n", + "p1 | \n", + "l1 | \n", + "nopc | \n", + "nob/c | \n", + "116500 | \n", + "... | \n", + "EXP | \n", + "758 | \n", + "CIB | \n", + "25-34 | \n", + "to_inst | \n", + "98.728814 | \n", + "south | \n", + "direct | \n", + "1 | \n", + "45.0 | \n", + "
24891 | \n", + "2019 | \n", + "cf | \n", + "Male | \n", + "nopre | \n", + "type2 | \n", + "p1 | \n", + "l1 | \n", + "nopc | \n", + "b/c | \n", + "206500 | \n", + "... | \n", + "EQUI | \n", + "552 | \n", + "EXP | \n", + "55-64 | \n", + "to_inst | \n", + "NaN | \n", + "North | \n", + "direct | \n", + "1 | \n", + "NaN | \n", + "
24892 | \n", + "2019 | \n", + "cf | \n", + "Male | \n", + "pre | \n", + "type1 | \n", + "p1 | \n", + "l1 | \n", + "nopc | \n", + "nob/c | \n", + "406500 | \n", + "... | \n", + "EXP | \n", + "834 | \n", + "CIB | \n", + "35-44 | \n", + "to_inst | \n", + "80.019685 | \n", + "south | \n", + "direct | \n", + "0 | \n", + "46.0 | \n", + "
24893 | \n", + "2019 | \n", + "cf | \n", + "Male | \n", + "nopre | \n", + "type1 | \n", + "p4 | \n", + "l1 | \n", + "nopc | \n", + "nob/c | \n", + "456500 | \n", + "... | \n", + "EXP | \n", + "587 | \n", + "CIB | \n", + "45-54 | \n", + "not_inst | \n", + "69.376900 | \n", + "North | \n", + "direct | \n", + "0 | \n", + "42.0 | \n", + "
24894 | \n", + "2019 | \n", + "cf | \n", + "Joint | \n", + "pre | \n", + "type1 | \n", + "p1 | \n", + "l1 | \n", + "nopc | \n", + "nob/c | \n", + "696500 | \n", + "... | \n", + "CRIF | \n", + "602 | \n", + "EXP | \n", + "25-34 | \n", + "not_inst | \n", + "91.886544 | \n", + "North | \n", + "direct | \n", + "0 | \n", + "39.0 | \n", + "
5 rows × 33 columns
\n", + "\n", + " | year | \n", + "loan_amount | \n", + "rate_of_interest | \n", + "Interest_rate_spread | \n", + "Upfront_charges | \n", + "term | \n", + "property_value | \n", + "income | \n", + "Credit_Score | \n", + "LTV | \n", + "Status | \n", + "dtir1 | \n", + "
---|---|---|---|---|---|---|---|---|---|---|---|---|
count | \n", + "148670.0 | \n", + "1.486700e+05 | \n", + "112231.000000 | \n", + "112031.000000 | \n", + "109028.000000 | \n", + "148629.000000 | \n", + "1.335720e+05 | \n", + "139520.000000 | \n", + "148670.000000 | \n", + "133572.000000 | \n", + "148670.000000 | \n", + "124549.000000 | \n", + "
mean | \n", + "2019.0 | \n", + "3.311177e+05 | \n", + "4.045476 | \n", + "0.441656 | \n", + "3224.996127 | \n", + "335.136582 | \n", + "4.978935e+05 | \n", + "6957.338876 | \n", + "699.789103 | \n", + "72.746457 | \n", + "0.246445 | \n", + "37.732932 | \n", + "
std | \n", + "0.0 | \n", + "1.839093e+05 | \n", + "0.561391 | \n", + "0.513043 | \n", + "3251.121510 | \n", + "58.409084 | \n", + "3.599353e+05 | \n", + "6496.586382 | \n", + "115.875857 | \n", + "39.967603 | \n", + "0.430942 | \n", + "10.545435 | \n", + "
min | \n", + "2019.0 | \n", + "1.650000e+04 | \n", + "0.000000 | \n", + "-3.638000 | \n", + "0.000000 | \n", + "96.000000 | \n", + "8.000000e+03 | \n", + "0.000000 | \n", + "500.000000 | \n", + "0.967478 | \n", + "0.000000 | \n", + "5.000000 | \n", + "
25% | \n", + "2019.0 | \n", + "1.965000e+05 | \n", + "3.625000 | \n", + "0.076000 | \n", + "581.490000 | \n", + "360.000000 | \n", + "2.680000e+05 | \n", + "3720.000000 | \n", + "599.000000 | \n", + "60.474860 | \n", + "0.000000 | \n", + "31.000000 | \n", + "
50% | \n", + "2019.0 | \n", + "2.965000e+05 | \n", + "3.990000 | \n", + "0.390400 | \n", + "2596.450000 | \n", + "360.000000 | \n", + "4.180000e+05 | \n", + "5760.000000 | \n", + "699.000000 | \n", + "75.135870 | \n", + "0.000000 | \n", + "39.000000 | \n", + "
75% | \n", + "2019.0 | \n", + "4.365000e+05 | \n", + "4.375000 | \n", + "0.775400 | \n", + "4812.500000 | \n", + "360.000000 | \n", + "6.280000e+05 | \n", + "8520.000000 | \n", + "800.000000 | \n", + "86.184211 | \n", + "0.000000 | \n", + "45.000000 | \n", + "
max | \n", + "2019.0 | \n", + "3.576500e+06 | \n", + "8.000000 | \n", + "3.357000 | \n", + "60000.000000 | \n", + "360.000000 | \n", + "1.650800e+07 | \n", + "578580.000000 | \n", + "900.000000 | \n", + "7831.250000 | \n", + "1.000000 | \n", + "61.000000 | \n", + "
\n", + " | Gender_Female | \n", + "Gender_Joint | \n", + "Gender_Male | \n", + "Gender_Sex Not Available | \n", + "metric_kind | \n", + "good | \n", + "min | \n", + "max | \n", + "description | \n", + "
---|---|---|---|---|---|---|---|---|---|
CI | \n", + "0.631107 | \n", + "0.439681 | \n", + "0.433699 | \n", + "0.495513 | \n", + "pre_training_bias_metrics | \n", + "0 | \n", + "-1.000000 | \n", + "1.000000 | \n", + "Class Imbalance (CI) | \n", + "
DPL | \n", + "-0.029181 | \n", + "-0.098880 | \n", + "0.025691 | \n", + "0.101349 | \n", + "pre_training_bias_metrics | \n", + "0 | \n", + "-1.000000 | \n", + "1.000000 | \n", + "Difference in Positive Proportions in Labels (DPL) | \n", + "
JS | \n", + "0.000573 | \n", + "0.006849 | \n", + "0.000427 | \n", + "0.006377 | \n", + "pre_training_bias_metrics | \n", + "0 | \n", + "0.000000 | \n", + "inf | \n", + "Jensen-Shannon Divergence (JS) | \n", + "
KL | \n", + "0.002322 | \n", + "0.028928 | \n", + "0.001691 | \n", + "0.024665 | \n", + "pre_training_bias_metrics | \n", + "0 | \n", + "0.000000 | \n", + "inf | \n", + "Kullback-Liebler Divergence (KL) | \n", + "
KS | \n", + "0.029181 | \n", + "0.098880 | \n", + "0.025691 | \n", + "0.101349 | \n", + "pre_training_bias_metrics | \n", + "0 | \n", + "0.000000 | \n", + "1.000000 | \n", + "Kolmogorov-Smirnov Distance (KS) | \n", + "
LP | \n", + "0.041269 | \n", + "0.139838 | \n", + "0.036333 | \n", + "0.143329 | \n", + "pre_training_bias_metrics | \n", + "0 | \n", + "0.000000 | \n", + "inf | \n", + "L-p Norm (LP) | \n", + "
TVD | \n", + "0.029181 | \n", + "0.098880 | \n", + "0.025691 | \n", + "0.101349 | \n", + "pre_training_bias_metrics | \n", + "0 | \n", + "0.000000 | \n", + "inf | \n", + "Total Variation Distance (TVD) | \n", + "
\n", + " | Gender_Female | \n", + "Gender_Joint | \n", + "Gender_Male | \n", + "Gender_Sex Not Available | \n", + "metric_kind | \n", + "good | \n", + "min | \n", + "max | \n", + "description | \n", + "
---|---|---|---|---|---|---|---|---|---|
AD | \n", + "-0.036073 | \n", + "-0.053750 | \n", + "-0.022003 | \n", + "0.109918 | \n", + "post_training_bias_metrics | \n", + "0 | \n", + "-1.000000 | \n", + "1.000000 | \n", + "Accuracy Difference (AD) | \n", + "
DAR | \n", + "-0.054765 | \n", + "-0.046989 | \n", + "-0.028326 | \n", + "0.123350 | \n", + "post_training_bias_metrics | \n", + "0 | \n", + "-1.000000 | \n", + "1.000000 | \n", + "Difference in Acceptance Rates (DAR) | \n", + "
DCA | \n", + "-0.079445 | \n", + "-0.009282 | \n", + "-0.053351 | \n", + "0.125789 | \n", + "post_training_bias_metrics | \n", + "0 | \n", + "-inf | \n", + "inf | \n", + "Difference in Conditional Acceptance (DCA) | \n", + "
DCR | \n", + "-0.868890 | \n", + "2.435185 | \n", + "-1.064791 | \n", + "1.119565 | \n", + "post_training_bias_metrics | \n", + "0 | \n", + "-inf | \n", + "inf | \n", + "Difference in Conditional Rejection (DCR) | \n", + "
DI | \n", + "0.948794 | \n", + "1.125680 | \n", + "0.907514 | \n", + "1.013672 | \n", + "post_training_bias_metrics | \n", + "1 | \n", + "0.000000 | \n", + "inf | \n", + "Disparate Impact (DI) | \n", + "
DPPL | \n", + "0.045510 | \n", + "-0.106880 | \n", + "0.083611 | \n", + "-0.011995 | \n", + "post_training_bias_metrics | \n", + "0 | \n", + "-1.000000 | \n", + "1.000000 | \n", + "Difference in Positive Proportions in Predictected Labels (DPPL) | \n", + "
DRR | \n", + "-0.046609 | \n", + "0.027778 | \n", + "0.034953 | \n", + "-0.013975 | \n", + "post_training_bias_metrics | \n", + "0 | \n", + "-1.000000 | \n", + "1.000000 | \n", + "Difference in Rejection Rates (DRR) | \n", + "
FT | \n", + "-0.145946 | \n", + "-0.017794 | \n", + "-0.158451 | \n", + "-0.102767 | \n", + "post_training_bias_metrics | \n", + "0 | \n", + "-1.000000 | \n", + "1.000000 | \n", + "Flip Test (FT) | \n", + "
GE | \n", + "0.071114 | \n", + "0.071114 | \n", + "0.071114 | \n", + "0.071114 | \n", + "post_training_bias_metrics | \n", + "0 | \n", + "0.000000 | \n", + "0.500000 | \n", + "Generalized Entropy (GE) | \n", + "
RD | \n", + "0.023645 | \n", + "-0.044927 | \n", + "0.026070 | \n", + "0.004010 | \n", + "post_training_bias_metrics | \n", + "0 | \n", + "-1.000000 | \n", + "1.000000 | \n", + "Recall Difference (RD) | \n", + "
SD | \n", + "0.152032 | \n", + "-0.207411 | \n", + "0.213436 | \n", + "-0.149188 | \n", + "post_training_bias_metrics | \n", + "0 | \n", + "-1.000000 | \n", + "1.000000 | \n", + "Specificity Difference (SD) | \n", + "
TE | \n", + "0.228039 | \n", + "-0.166453 | \n", + "0.171154 | \n", + "-0.110849 | \n", + "post_training_bias_metrics | \n", + "0 | \n", + "-inf | \n", + "inf | \n", + "Treatment Equality (TE) | \n", + "