Reduce maximum trade size for unsigned payment accounts to 0.003 BTC

[MwithM]

It is currently possible to trade >900 USD without signing with risky payment accounts in active markets. When the current limit of 0.01 was set, BTC price was around 40.000 USD so max amount an unsigned account could buy was 400USD and min amount to get signed was 100USD.
I propose to reduce the min-maximum amount that unsigned accounts can buy to 0.00075 BTC and 0.003 BTC. At today's 94.000 USD/BTC price, that would be approximately 70 and 280 USD.

Since account signing and trading limits have been an effective method against fraud, this is the most critical of the three proposals (#467, #469) I have made to adjust Bisq trading limits to BTC price increase, but unlike the other two I have concerns about how easy it is to implement on a technical level. In the previous change discussion, a hard fork was discussed but I don't know if it was finally necessary, as there were doubts about how to implement this critical change with a workaround.
I can't comment on that, but since it was somehow implemented, hopefully it's easier this time.

[MwithM]

Generic proposal txid: 08e8d76b2d7751b6e0e521a310837b7577b295962c93b7be74fb9fe7c81ae2f5

[HenrikJannsen]

I am working on it

[HenrikJannsen]

Here it is stated that 100 USD would be relative safe amount. Is 0.003 (currently about 300 USD) not already too high?

[MwithM]

I didn't remember this pop-up, I calculated 0.003 as "a little more than a half". In this low fee environment, 100 usd looks good, the problem is when btc fees rise.
But since the main reason for this proposal is to make trading safer from chargebacks and trading limits were slightly more uncomfortable for buyers at Bisq in the past but Bisq was still usable, and that I think BTC price has more chances to go up than down, 0.001 BTC, or somewhere between 0.001 and 0.003 would be justified.

[HenrikJannsen]

For low amounts/high miner fees ppl can use Bisq Easy and LN.

Yes, I also assume price will got further up and then we are back in danger zone. Those changes require always a few weeks min or rather 2 months for activating them and can cause some disruption so we should avoid to change it every 6 months.

What about changing TOLERATED_SMALL_TRADE_AMOUNT from currently 0.01 BTC to 0.002 BTC (200 USD)
and MINIMUM_TRADE_AMOUNT_FOR_SIGNING from currently 0.0005 BTC (50 USD)?

Should we change the popup text to mention Bisq Easy?

[HenrikJannsen]

Changed popup. Hope its more clear now. The old one was very confusing to me.