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<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>XFT Payments Infobase</title>
<link rel="stylesheet" href="style.css">
</head>
<body>
<header>
<h1>Payments</h1>
</header>
<main>
<p>Retail payments usually involve transactions between two consumers, between consumers and businesses, or between two businesses. Wholesale payments are typically made between businesses.</p>
<details id="methods">
<summary><strong>Methods</strong></summary>
<ul>
<li><a href="cc.html">Credit Cards</a></li>
<li><a href="cc.html">Prepaid (Stored Value) Cards</a></li>
<li><a href="ach.html">The Automated Clearing House (ACH)</a></li>
<li><a href="stablecoins.html">Stablecoins</a></li>
</ul>
</details>
<details id="design">
<summary><strong>Design</strong></summary>
<ul>
<li><a href="#">Network Diagrams</a></li>
<li><a href="#">Data Flow Diagrams</a></li>
<li><a href="#">Business Process Diagrams and Narratives</a></li>
</ul>
</details>
<details id="sources">
<summary><strong>Sources</strong></summary>
<ul>
<li><a href="https://ithandbook.ffiec.gov/it-booklets/retail-payment-systems/">Retail Payment Systems</a></li>
<li><a href="https://ithandbook.ffiec.gov/it-booklets/wholesale-payment-systems/">Wholesale Payment Systems</a></li>
<li><a href="https://ithandbook.ffiec.gov/it-booklets/architecture-infrastructure-and-operations/iii-common-aio-risk-management-topics/iiic-it-and-business-environment-representations/">Architecture, Infrastructure, and Operations</a></li>
<li><a href="https://ithandbook.ffiec.gov/it-booklets/">FFIEC IT Booklets</a></li>
</ul>
</details>
</main>
<footer>
<hr>
<p>© 2024 X Financial Technologies</p>
</footer>
<script src="/script.js"></script>
</body>
</html>